Going into a holiday weekend seems like a good time to address a reader's question about timeshares and vacation clubs. What are they, what's the difference between the two, and is one better than the other? What Are They? Arguably, vacation clubs are just another name for timeshares. It seems that big hotel and resort chains started vacation clubs in response to timeshares' bad . . .
Some people like to know all their choices. Most of us, whether we admit it or not, are overwhelmed by too many choices. I'm going to guide you through one good option to save for retirement. Might there be better options for your particular situation? Possibly. However, not saving for retirement at all is a much worse option. Start with this, and you can always tweak your plan . . .
In a previous post, I mentioned that a good credit card will earn you cash back. The two most important things to me in a cash back card are a simple and flexible rewards and no annual fee. If a credit card adds hassle to your life, it's not worth it. And although cards with fees sometimes have better perks, very rarely are those perks worth the fee. Only after these conditions are met do I . . .
Almost half of Americans can't cover a $400 dollar emergency. That could be a broken house window, broken leg, car repair or a number of other things that can pop up instantaneously and can't really be put off for very long. It would be nice if you could anticipate every event in life, but you can't. Which is where an emergency fund comes in to play. Building an emergency fund should be one . . .
You might be wondering why the internet needs yet another personal finance blog. That's a good question. Personal finance, however is a huge and complicated topic, with lots of opposing opinions. By no means do I claim to be the only personal finance guru out there. I don't even know if I'd call myself a guru. I realize that there are lots of established and famous already out there, giving . . .