It may seem like there is a lot to personal finance. And in one sense there is. There are thousands of different approaches to personal finance. And this can get overwhelming. It may seem so overwhelming that you feel paralyzed at square one. But it doesn't have to be. There are a handful of things that are critical in personal finance. All the rest is splitting hairs. So go through each of these items one at a time and make an improvement in each area. . . .
If you're looking for broad nationwide cell phone coverage, Verizon's network is head and shoulders above the other major networks. If you already have Verizon service, however, you probably already know that it also comes with a hefty price tag. Their smallest data plan with 2 Gb rings in at $35 plus a $20 line access fee. Their largest (unlimited) plan rings in at $85 per line or $150 per 2 . . .
Yogi Berra allegedly said 'if you don't know where you're going, you might end up somewhere else.' Typical of his sayings, it's almost too true to be humorous. The advice is also especially relevant to personal finance. We're given lots of advice with little thought as to what we're wanting to accomplish. True, a lot of the standard advice gets us off in a good direction. But to really accomplish . . .
A little while ago, I tried InboxDollars (so you didn't have to). In case you missed that post, InboxDollars is one of those companies that pays you for taking surveys, signing up for offers and watching videos (aka ads). After trying the program from signup to payout, our verdict was that while it wasn't an outright scam, the experience was dismal and the payout was dismal for the time . . .
School's finally out, summer is warming up, and there's a new crop of high school and college grads out, ready to grab life by the horns. With this newfound independence also comes financial responsibilities, so without further ado, here's a list of money management tips especially geared for new grads, inspired in part from a previously published roundup of advice from several other bloggers. 1. . . .
A common refrain among personal finance nerds, and among people in general is that Americans in general are financially illiterate. A common solution thrown out is that personal finance should be taught in schools. On the surface, this seems like a no-brainer. But is it really that simple? Here, Mrs Picky Pincher explores the pros and the cons of teaching personal finance in schools. Ahhh, . . .
You've seen the ads for survey companies all over the place. InboxDollars seems to be one that pops up a lot. It sounds like a really good gig- you sit on the couch all day answering surveys and making easy money by doing easy things like taking surveys, watching video ads, redeeming coupons, playing online games, searching the web, and shopping online. It sounds a little too good to be legit. We . . .
Anyone who’s owned a home for more than a couple years will tell you that home maintenance is unpredictable. You may have some idea of when things will give out, but surprises still happen. You can go for long stints without having to replace anything, and then have to replace and fix several things in a short window of time. I’ve said over and over that you have to budget for home maintenance. . . .
Today I’ve got a guest post by Ricky. Ricky blogs about personal finance at MoneyHeroBlog.com. Millenials entering the workforce, and new to personal finance, are bound to make mistakes when it comes to money. I've been there myself, and as a teen and 20-something, I wasted a lot of money on things that I didn't need. As I got older and wiser, I started to learn the ins and outs of good . . .
In The One Page Financial Plan, Carl Richards approaches personal finance from the 'why', instead of the 'how'. Richards emphasizes over and over that financial planning is pointless if it doesn't accomplish your goals. He stresses the importance of figuring out why money is important to you, and what you want to accomplish. This lays out the foundation for setting goals that are appropriate for . . .
In one sense, cable or satellite TV is one of the easiest things to cut from your budget. No matter how hard you try, you won't be able to argue that live TV is a 'need' in any way. Yet, it provides hours of entertainment and distraction from real life as well as a 24/7 news cycle that has us hooked. For most of us, TV is such a big part of our lives that we can't imagine tearing it away. However, . . .