Dedicate yourself to life long learning. There will always be new things to learn, and always be on the lookout for ways to educate yourself. Read good books, find good blogs, meet new people, experience new things. Here’s a list of books, blogs, videos or articles that I have found useful or inspiring.
For starters, check out Dollar After Dollar’s list of ways to accelerate personal growth. If you can get all 57 habits under your belt, you’ll be making huge strides towards a rich life.
Speaking of a rich life, Dave Ramsey’s ‘The Total Money Makeover‘ is many people’s personal finance manifesto for a reason. It takes you baby step by baby step through transforming your financial condition from drowning in debt to mastering your finances. Your finances don’t have to be crazy bad to learn from it either. I had the book given to me as a wedding present, and it was the first book on personal finance I’d read. I in part credit this book for putting me on a firm financial footing.
If Dave Ramsey nails the ‘how’ of personal finance, Carl Richards nails the ‘why’ in his book ‘The One Page Financial Plan.’ Throughout the book he explores the reasons for setting and keeping financial goals. He encourages you to examine your goals and dreams and tailor your finances around those.
If you’re not into reading a full book, check out my post exploring the ‘why’ of personal finance. Wealth Well Done goes even deeper, exploring what true wealth really is and how it fits into the purpose of life. Also check out Geoff Blades who encourages you to figure what you want before you go chasing ‘easy money.’
In ‘The Index Card‘, Helaine Olen and Harold Pollack distill personal finance down to 10 basic rules that will fit on an index card to guide your personal finances. They keep things simple by not writing a detailed ‘how-to’ manual. Rather, they aim to outline the underlying principles of personal finance and rules that will help you avoid expensive money traps.
Of course, saving is at the core of financial planning. If you’ve never been able to get the knack of saving, Jacob Merkley encourages you to ‘Hulk it up’ with great saving plan with realistic tips to help you follow through.
Creating a solid foundation is more than just saving. Britt and the Benjamins has compiled a checklist of things you should have mastered by the time you’re 30. But if 30 still is a long way off, Taylor at Freedom from Money listed 24 insightful reflections on her 24th birthday. Even if you’re not 24, it’ll leave you with a lot to ponder. On the other hand, if you’re long past 24, and you don’t have a perfect financial past (who does?), don’t waste your life regretting it. Tim at Atypical Finance reminds us to move forward, make a repair plan, and celebrate the wins as you fix your mistakes.
Speaking of learning from the past, let’s not forget to learn from those who’ve gone ahead of us. In typically tasteful irreverence, Mr. Groovy celebrates early retirement with a FI Gothic painting(?) and some thoughts on life. And on a little more serious note, Fritz from The Retirement Manifesto outlines 5 steps to make within 5 years of retirement, or what he calls ‘the red zone.’ Also, be sure to check out what he does for fun.
Back to the here and now, Budget Bytes provides a constant stream of delicious recipes that will also help keep your grocery bill down. Speaking of yummy, Desirae at Half Banked says you actually can have your latte and drink it too. If that statement didn’t make sense to you, here’s the original latte shot heard around the world. But then again, maybe it’s not about the coffee at alll…
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- While I do strive to only write accurate information and dispense valuable advice, I am not a licensed financial adviser. All information is based solely on my personal experience and personal research and should be treated as such. Find out more.