When you're living on a budget, the little things count. Here are some smart, crazy, frugal or quirky ways to save . . .
A few months ago, I published a roundup of tips on how to save money in day-to-day life. A lot of the same contributors are back, this time with tips to save on or save up for vacation. Enjoy! 1. A Jar Full of Money My wife keeps a coin and small bills jar hidden in our house. She'll sneak $1 and $5 bills out of our wallets and purses every once in a while and hide them away. I don't really . . .
Sometimes when you try to live frugally, you completely stop purchasing non-necessities. Which isn't bad! You're far better off being completely content with what you have than always wanting to buy whatever you lay your eyes on. There are, however, some purchases that can end up saving you far more than the price of the item. Here's a list of 7 items to get you started. 1. LED Bulbs If you're . . .
Happy New Year! And now it's tax time. I know, I know, April 15 is still a long way away. But, by the end of this month, your W-2s will be rolling in, followed closely by a multitude of other tax related documents. And since you'll likely get a refund when you file, there's no reason to let Uncle Sam sit on your money any longer than necessary. So despite the April 15 deadline still being several . . .
Part of personal finance being personal means that we focus on our own journey, and let others focus on theirs. We are responsible for our own finances and our own outcomes. Too often, however, we tend to look over at our friends and neighbors to compare notes. We either like to pick apart what they are doing wrong to make ourselves feel better, or start drooling in envy at the latest new toy they . . .
There was once a hardworking man who worked 9-5 day in, day out, for 45 years. He rarely took vacation because he wanted to 'shine' as an employee. He stayed at the same job his entire life because it was 'safe'. He put 10% of his paycheck into retirement savings because it was the 'smart' thing to do. He budgeted for a car payment, a house, and lived within his means. At 65 he retired with a . . .
We are all creatures of habits. Good habits are critical to success. Master these 9 habits and you'll be well on your way towards financial success. 1- Track Your Spending From apps to check registries, there are many ways to track your spending. It doesn't really matter how you do it, as long as you make it a habit. Not only will tracking spending help you spot erroneous charges and fraud, . . .
It's the time of the year that everyone starts talking about New Year's resolutions. Common resolutions are to lose weight, eat healthier or start doing something nice. Although less common, financial goals or resolutions are also important. Developing financial goals is a big part of figuring out your 'why' of personal finance. Goals also serve as actionable steps towards your . . .
There are all sorts of ways to make a couple bucks here and there on the internet. Most of them are tedious and time-consuming for relatively small payouts. A few programs, however, will pay you regularly just for the privilege of monitoring your device activity. Once you install an app on your phone and an extension on you computer browsers, the rewards start rolling in. Who Would . . .
I hated physics class in high school. For some reason tho, I remember the concept of inertia. Basically if an object is at rest, its tendency is to continue to be at rest. If the object is in motion, it will continue in the same direction unless redirected by something else. It's a concept we observe all the time in our surroundings. We also find inertia in personal finance. The Flow of . . .
If you are in debt, you might be happy where you're at. However, there's a good chance that you've come to despise your debt and have resolved to live debt free. In this case, there are a number of strategies to pay off your debt. You could just make minimum payments on all your debt. This would be the least painful in the short-term, but of course would mean staying in debt for longer. To pay off . . .